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Alliant Platinum and Platinum Rewards Visa Credit Cards offer low rates, no annual fee, no balance transfer fee, and only a 1% international transaction fee. Alliant Cash back Visa Signature offers low rates, no international transactions fees and a low annual fee of $59. If you are under the age of 21, you will be required to provide proof of income.


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New Auto

Terms up to 84 months are available based on the loan amount and credit score. Rates for terms of 84 months are 1% higher. To be considered “New” the vehicle must be the current year or newer and purchased new within the last 180 days. Mechanical Repair Coverage and Guaranteed Asset Protection (GAP) are available on most all autos.

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Used Auto

Terms up to 72 months are available based on the loan amount and collateral age. Mechanical Repair Coverage and Guaranteed Asset Protection (GAP) are available on most all autos.

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Alliant offers vehicle loans for new and used ATVs, boats & vessels, RVs, snowmobiles, and personal watercrafts. Alliant must be listed as lien holder on the title for each of these pieces of collateral as well as listed as loss payee on the insurance policy. The vehicles cannot be used for business purpose and must be titled in the member’s name. Alliant will send a check made payable to the dealership, private seller, or finance company you are refinancing the loan from directly to the member overnight when the loan funds.



Recreational Vehicle (RV)

Terms up to 240 months are available for Recreational Vehicles based on the loan amount and collateral age. RVs must be no older than 15 years. Rates for RVs older than 5 years are 0.5% higher. Funds will be disbursed only after the applicant has taken delivery of the unit. Applicants for Full Time RVs must have one full year of insurance premium on hold with Alliant. RVs purchased through a broker or on consignment, Truck Campers, Pre-Buses, Tow Vehicles, and Cargo Trailers cannot be financed. Loan amounts for private party purchases cannot exceed $100,000.

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Alliant offers a variety of mortgage loans including fixed rate and adjustable rate mortgages (ARM) in all 50 states.


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A home equity line of credit (HELOC) or equity loan is a great way to leverage the value of your existing property and ensure you have funds available for whatever you want, such as home repairs and improvements, college tuition, a new car or even a vacation home. Home Equity loans generally take 2 to 4 weeks to complete from date of application to date of funding, and at a minimum you will be required to provide proof of income among other documentation for underwriting. We allow financing up to 80% Loan-to-Value (in most states). All applicants for a Home Equity Loan or Line of Credit must be on the deed to the property being used as collateral. Available in following states,

  • Arizona
  • California
  • Colorado
  • Connecticut
  • Florida
  • Georgia
  • Hawaii
  • Illinois
  • Indiana
  • Iowa
  • Kentucky
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Missouri
  • Montana
  • Nevada
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • Ohio
  • Pennsylvania
  • Tennessee
  • Utah
  • Virginia
  • Washington
  • Washington DC
  • Wisconsin


Home Equity Line of Credit

Revolving line of credit means you have the flexibility to borrow funds as you need them, up to your credit limit and as you pay back principal, the funds become available to use again. Interest rate adjusts annually and is based on the Prime Rate plus or minus a margin. Loan term is 15 years.

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Home Equity Fixed

Take a one-time draw on the equity in your home with terms of 5, 10 or 15 years and a fixed rate and payment for the life of the loan.

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Home Equity Interest Only Line of Credit

You can choose to pay just the interest and as much principal as you want over a seven year period. After seven years, a balloon payment is due – you can refinance or pay off the loan at that time.

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Alliant offers student loans that can be used to help with your education expenses, consolidate existing student loans or get a traditional loan with deferred payment.



Consolidation Student Loan

The Consolidation Student loan is available for both undergraduate and graduate school programs, and allows you to combine both private and government student loan debt into one convenient, affordable loan.

To qualify for the Consolidation loan you must have been employed with your current employer for a minimum of 2 years and have an income of at least $40,000 per year.

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Traditional Student Loan

Our Traditional Student Loan is perfect for those who cannot make payments right away. No payments are due until six months after the student is out of school.

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Unsecured, or Personal Loans, do not require collateral. There are restrictions based on the purpose of the loan. Loan proceeds cannot be used for rent, utility bills, credit card or loan payments, business expenses, or investments.



Unsecured

Terms up to 60 months are available based on loan amount and purpose. Rates for terms longer than 48 months are 0.5% higher. Minimum loan amount is $500.

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